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"Changing Loans & Saving Homes"

Download the official program

HAFA_Program.pdf

HAFA Program (Home Affordable Foreclosure Alternative)

The HAFA program is important because it's sponsored by the federal government, with the common goal of helping borrowers and an alternative way in avoiding foreclosure. A short sale or deed-in-lieu (DIL) is the best choice for both the lender and the borrower because the home will maintain it's value better when occupied, and the borrower gets to reduce their debt load. If you were not able to get your loan modified, this is the best option for you since a foreclosure or bankruptcy can affect your credit for 7-10 years. We can implement the HAFA program nationwide with HAFA certified short sale agents at no cost to you. You may

receive up to a $3000.00 incentive.

The HAFA program is sponsored by the federal government that helps individuals and families who are experiencing difficulty in selling their homes. In conjunction with the Home Affordable Modification Program (HAMP), HAFA was initiated on November 30, 2009 by the U.S. Treasury Department with the goal of revitalizing the housing market. We can short sale your home at no cost to you.

The Home Affordable Foreclosure Alternative (HAFA) ends December 2013.

• Must be your primary residence
  

• Less than $729,500 on 1st mortgage only/2nd loans okay
  

• Must have a financial hardship (i.e. job loss, reduced income, divorce, etc.)
  

• Loan originated before Jan. 1st, 2009
  

Start now to short sale your home, apply here

Note: FHA/VA loans currently do not qualify for HAFA

Call us today to learn more about how we can help you with your mortgage.

Toll Free: 866-946-9990

We look forward to speaking

with you.