The Process
How It Works
Loan modification is not an easy task and hence should not be treated lightly, nor should it be delayed. Time is NOT on your side. We will negotiate your case with your direct lender. Depending on your specific situation (e.g. your property state, your mortgage lender, your mortgage history, your hardship, and any other unique situation you might be in), we will pre-qualify you to see if your loan can be modified.
The Process
The process is really very simple. You start by filling out the short form on this site by clicking on apply, providing us with the very basic information. Your case is then immediately routed to us for review. After the free consultation, if your case seems doable, you will be asked to fill out a more thorough application about your current financial situation. Our goal is to make this as easy for you as possible.
Your To-Do List
To get the process rolling, you will be asked for the required supporting documents.
Hardship Letter - Include dates, reason for delinquency, what you have done to attempt to workout your problem in the past; also include any supporting documents for hardship. While our firm will be happy to provide guidance if needed, the letter must be in your own words.
Mortgage Statements
Insurance/Taxes/HOA
Financial Documents
Bank Statements - Last two (2) months.
Proof of Wages and Salary
Employed: Pay stubs for last two (2) months.
Self-Employed: 1099's for the last two (2) years.
Tax Returns - First and second pages (W2's) from the last two (2) years.
Next steps
The assigned agent will work with your lender, exploring options that will provide a satisfactory conclusion for all parties involved. In many cases, we’ll have an answer within 45-90 days, and sometimes sooner. While we negotiate a solution, you can focus on more important tasks, such as work and family.
And remember, if your lender denies your loan modification application, you owes us nothing. There is no risk to you, so get started now!
Start now by clicking here loan modification application
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U.S.HomeSupport
"Changing Loans & Saving Homes"
Call us today to learn more about how we can help you with your loan modification with NO advanced fees.
Toll Free: 866-946-9990
We look forward to speaking
with you.
Click the videos below to see what ABC News has to say about loan modification assistance.
Video 1
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